US Mortgage Pre-Underwriter

Location: Work From Home (Must be based in the Philippines)
Shift: Full-Time or Part-Time, US Pacific Working Hours

*** MUST HAVE 3 YEARS OF RECENT US MORTGAGE EXPERIENCE ***

Company Overview
Join our team as a detail-oriented US Mortgage Pre-Underwriter, dedicated to ensuring our mortgage applications not only meet but exceed industry standards. Prepare loan files meticulously for underwriting approval, contributing to our reputation for excellence in mortgage processing.

Role Overview
Embark on a fulfilling career with CoreBridge Solutions in this remote role. As a US Mortgage Pre-Underwriter, you will be vital in supporting our loan processing team, managing documentation, engaging with clients, and facilitating smooth application processes—all from the comfort of your home.

Key Responsibilities:

• Investor Guidelines Mastery: Maintain a deep understanding of investor guidelines to ensure compliance across all loan files, with a particular focus on Jumbo and non-QM loan products.
• Complex Financial Analysis: Perform detailed financial analyses to evaluate borrowers income stability, reliability, and overall creditworthiness, involving varied income sources and complex financial documentation.
• Loan Documentation Review: Conduct thorough reviews of loan applications, appraisals, credit reports, and other required documents to ensure completeness and accuracy.
• Verification Management: Manage the ordering and reviewing of essential verifications such as employment checks, credit supplements, and tax transcripts, aligning with findings from automated underwriting systems.
• Quality Control and Reporting: Generate detailed quality control reports that identify issues, document potential problems, and suggest corrective actions to improve the loan approval process.
• Collaborative Team Support: Serve as a key resource for the loan processing team, assisting with document preparation, discrepancy resolution, and ensuring readiness for submission.

• A minimum of 3 years experience specifically in mortgage underwriting, with a strong focus on Jumbo and non-QM loans.
• Exceptional knowledge of investor guidelines and a proven track record of managing compliant loans.
• Advanced proficiency in financial income analysis, capable of interpreting complex data and extracting meaningful insights.
• Proficiency with major Loan Origination Systems (LOS) and a strong understanding of current mortgage regulations.
• Excellent organizational skills, meticulous attention to detail, and a systematic approach to problem-solving.
• Outstanding communication skills for effective internal collaboration and clear documentation.

Why Choose CoreBridge Solutions?

• Be part of a dynamic and forward-thinking team, working remotely.
• Seize real opportunities for professional growth and learning.
• Enjoy a supportive and balanced work culture that values both team success and individual well-being.

What We Offer:

• A genuine commitment to work-life balance with the flexibility of remote work.
• Competitive compensation package, including salary reviews after an initial 3-month period.
• Regular performance and attendance-based bonuses.

We Champion Diversity
Diversity is the cornerstone of our success at CoreBridge Solutions. We invite applicants from diverse backgrounds, fostering an inclusive and innovative environment.

Apply Now!
Step into a role where your contributions are crucial to our collective success. CoreBridge Solutions welcomes you to bring your unique talents and perspective to our team. Apply today and join us in our mission to redefine the financial services industry from anywhere in the Philippines.

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