Operations Underwriting Support

JOB DESCRIPTION

Join the team that is assisting customers find solutions in one of the world’s most innovative banks

Unlock your potential and join Cards Lending Services team, as our portfolio growth we protect the bank against any loss. Provides recommendation to US Lenders based on a thorough knowledge of credit policy, inclusive of financial statement analysis. Emphasis is placed on accuracy, processing time, regulatory and compliance standards as well as the ability to identify, recommend, and justify policy exceptions that are mitigated by sound credit analysis and appropriate approval levels.

Job responsibilities:

• Compile and analyze financial information according to established judgmental risk guidelines
• Provide recommendation to US Lenders based on a thorough knowledge of credit policy, inclusive of financial statement analysis and personal financial analysis
• Analyze Financial ratios particularly to liquidity, leverage and profitability ratios

Required qualification, capabilities and skills:

• Excellent verbal and written communication skills, interpersonal skills, strong analytical and judgment skills
• Self-motivation and ability to work independently in a fast-paced environment as well as knowledge of bank systems and loan/credit operations needed.

Preferred qualification, capabilities and skills:

• Knowledgeable in Spread financial statements
• Corporate Liability and Joint & Several Credit Underwriting
• Financial ratios analysis particularly to liquidity, leverage and profitability ratios.
• Credit Underwriting up to $250M for Corporate Liability(CL) and up to $500M for Joint and Several(J&S) applications
• Bachelor degree in Accounting preferred
• Manila CPA Certification and prior business credit experience preferred
• Bachelor degrees in Business, Finance, or Economics are acceptable with at least 3 years prior credit underwriting experience

Work Schedule:

Candidates must be willing and able to work schedules during our operating hours Specific schedule information will be provided by the Recruiter.

This position requires that you attend trainings as scheduled. Training hours may not coincide with your regularly scheduled hours.

ABOUT US

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

Operations teams develop and manage innovative, secure service solutions to meet clients’ needs globally. Developing and using the latest technology, teams work to deliver industry-leading capabilities to our clients and customers, making it easy and convenient to do business with the firm. Teams also drive growth by refining technology-driven customer and client experiences that put users first, providing an unparalleled experience.